Ogah, O. M, Oyihoma, G. O., and Benjamin, B. “LIFT ABOVE POVERTY (LAPO) BANK CREDIT AS AN INNOVATION FOR IMPROVING THE INCOME OF THE USERS IN MAKURDI LOCAL GOVERNMENT AREA OF BENUE STATE, NIGERIA ”. Journal of Agricultural Economics, Environment and Social Sciences 11, no. 2 (September 17, 2025): 1-12. Accessed October 18, 2025. https://jaeess.com.ng/index.php/jaeess/article/view/298.